Who this is for
The 1099 return that catches people out.
Nobody withholds tax from a 1099. That is the whole problem: the income arrives untaxed, self-employment tax lands on top of income tax, and the bill in April is a shock to people who did nothing wrong.
The fix is unglamorous — claim every legitimate expense, track mileage properly, and set up quarterly estimates so next year is planned rather than survived. That is most of what this service is.
- Rideshare and delivery drivers with 1099‑NEC or 1099‑K income
- Freelancers and consultants invoicing their own clients
- Contractors in film, post-production and the trades
- Anyone paid through payment apps or gig platforms
- People with a W‑2 job plus side income
- First-year self-employed filers who have never paid estimates
Often ready in one to two business days
What to expect
- Expense review Line by line with you
- Return prepared 1–2 business days
- Quarterly estimates Set up for next year
- E‑file confirmation Same day you sign
Bring the mileage figure — it is usually the largest single deduction.
What the work covers
What the self-employed return covers.
Schedule C prepared properly
Income and expenses categorised so the return stands up if anyone looks at it closely.
Mileage claimed in full
Standard mileage or actual expenses, calculated both ways, whichever is worth more to you.
Home office, if it qualifies
The exclusive-use test applied honestly — claimed when it holds, left alone when it does not.
Self-employment tax explained
What the 15.3% is, why the deductible half reduces it, and what it means for your bill.
Quarterly estimates set up
Four payment vouchers and the dates, so next April is a formality.
Retirement options flagged
A SEP‑IRA or solo 401(k) can still reduce last year's bill in some cases. We say so if it applies.
Before your appointment
What to bring if you are self-employed.
Platform apps hold most of this. Download the annual summary before you come in and half the work is already done.
Income
- Every 1099‑NEC and 1099‑MISC you received
- 1099‑K from payment apps and gig platforms
- Annual summaries from rideshare or delivery platforms
- Records of cash or unreported client payments — these still count
Vehicle and travel
- Total miles driven for work during the year
- Total miles on the vehicle overall
- Petrol, insurance, repairs and lease or loan statements
- Parking, tolls and vehicle registration fees
Business expenses
- Phone and internet bills, with the business-use share
- Equipment, computers, cameras or tools purchased
- Software subscriptions and professional memberships
- Supplies, licences, insurance and platform fees
- Health insurance premiums you paid yourself
- Home office square footage and total home square footage
Missing something? Come in anyway. Reconstructing a missing document is ordinary work for us, and it is faster to sort out across a desk than over email.
Common questions
Self-employed returns, answered.
I never received a 1099 from one client. Do I still report it?
Yes. The obligation to report income does not depend on receiving a form, and platform payments are reported to the IRS whether or not a copy reaches you. Leaving it off is the kind of gap that surfaces later with interest attached.
I did not keep a mileage log. Is the deduction gone?
Not necessarily. Platform apps record trip mileage, and phone location history or service records can support a reasonable reconstruction. Bring what you have. Then start a log this year — a note in your phone is enough.
I have a W-2 job and drive at weekends. Which service is this?
This one. The W‑2 goes on the same return; the driving income adds a Schedule C. One return, both kinds of income.
Do I really have to pay quarterly?
If you expect to owe roughly $1,000 or more for the year, the IRS expects payments through the year and charges an underpayment penalty if they do not arrive. We set the vouchers up so it is four calendar reminders instead of one April problem.
Bring the 1099s and the mileage figure.
We will work out what you owe, what you can legitimately claim, and what to pay quarterly so next year is calmer.